
Insurance Appraisal Services Across New Mexico
From a one-time estimate review to full appraisal-panel representation and neutral umpire work, every service is built around an accurate, defensible valuation of the loss.
01Appraisal Clause Representation
We serve as the appraiser you name when your policy’s appraisal clause is invoked on a disputed claim.
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02Home Insurance Appraisal
Independent valuation for disputed homeowners claims on stucco, adobe, frame and manufactured homes.
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03Commercial & HOA Appraisal
Appraisal for commercial buildings, apartment complexes and HOA or condo associations across New Mexico.
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04Hail & Roof Appraisal
Hail claims on shingle and tile roofs, swamp coolers, skylights and stucco, valued independently.
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05High Wind Damage Appraisal
Valuation for spring wind, monsoon microburst and eastern-plains tornado damage to homes and buildings.
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06Water Damage Appraisal
Plumbing leaks and monsoon roof leaks through parapets and canales, valued room by room.
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07Fire & Smoke Damage Appraisal
Independent valuation for house fires, structure fires and smoke or soot damage throughout a building.
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08Wildfire Loss Appraisal
Total and partial wildfire losses: rebuild cost, smoke and ash, contents, debris removal and living expense.
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09Flat Roof & Stucco Appraisal
Pueblo Revival and Territorial flat roofs, parapets, canales and stucco matching, valued by specialists.
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10Winter Freeze Damage Appraisal
Burst pipes, ice dams and cold-snap losses in northern and high-elevation New Mexico homes and cabins.
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11Claim Estimate Review
A line-by-line look at the carrier’s estimate to find missing scope, pricing gaps and depreciation errors.
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12Umpire Services
Neutral umpire services for appraisal panels, with full disclosure of any prior relationships.
Learn moreMost files begin with an estimate review
Before anyone invokes appraisal, it helps to know exactly where the insurer’s estimate falls short and what that gap is worth. A review answers that, and some disputes close right there.
About estimate reviewsCan I hire you for one step only?
Yes. Many owners start with an estimate review and decide later whether to demand appraisal.
Do you handle commercial and HOA claims?
Yes: retail, office, warehouse, multifamily, churches, schools and HOA master policies.
Is every peril covered by appraisal?
Appraisal can value any covered loss when the only disagreement is the amount. Whether something is covered is a separate question.
Is the carrier’s number short?
Send the estimate and your photos. We’ll tell you plainly what we see.